Our Human Services program provides comprehensive coverage for non-profit organizations in a broad range of categories:

  • Addiction
  • Aging Services
  • Community/Social Services
  • Development Disabilities
  • Mental Health
  • Youth Services


With many years of experience in the human services area and direct access to multiple carriers offering specialized coverage, PAI Insurance Group is the agency of choice for Human Services providers.

Our Human Services program provides protection against common, yet serious risks. This program enables you to select specialized coverage and increased limits through a full array of broadening endorsements.

Our world-class coverages include:

  • General liability, including physical and sexual abuse
  • Professional liability
  • Non-profit management liability insurance, including directors and officers
  • Commercial property protection, including emergency event management
  • Commercial automobile
  • Commercial umbrella