(763) 389-3650
Insurance designed to address the unique risks and exposures of rural operations.
Based in Central Minnesota, we’re embedded in the communities we serve.
Bundle property, liability, vehicle, and umbrella coverage into one streamlined policy.
Our team works directly with you to mitigate risks and minimize losses before they happen.
Buildings, inventory, machinery, grain bins, and irrigation systems.
Coverage for injury, negligence, and claims related to your operations.
Protection for delivery trucks, service vehicles, and farm-use vehicles.
Required coverage for employees with guidance on compliance and claims.
High-limit backup coverage for catastrophic loss or legal action.
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It accounts for seasonal work, specialized equipment, and multi-use land or structures.
Yes, we offer standalone policies or full packages depending on your needs.
Absolutely—our Heartland program serves both independent and cooperative operations.
Yes, we provide site visits and loss control recommendations as part of our service.
Annually—or whenever you expand your operation, add employees, or upgrade equipment.
We are committed to providing personalized insurance solutions.
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