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Reach out for expert insurance support and personalized solutions.

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(763) 389-3650

Protect your home, belongings, and peace of mind

Your home is likely your largest investment—make sure it’s protected. Whether you own a house, condo, or rent an apartment, we provide flexible, reliable home insurance policies tailored to your unique lifestyle and property needs.

Coverage Options Include:

  • Homeowners Insurance
  • Renters Insurance
  • Condo Insurance
  • Rental Property / Landlord Coverage
  • Mobile & Manufactured Home Insurance
  • Personal Liability Protection
  • Flood Insurance (optional)
  • Scheduled Personal Property (jewelry, collectibles, etc.)

Why Choose Our Home Insurance

1. Customize Your Coverage

Choose your deductible, adjust limits, and add optional protections like identity theft or water backup.

2. Bundle Discounts

Combine your home and auto policies to unlock savings with many of our carriers.

3. Independent, Local Agents

We're not tied to a single provider—we shop the market for the best value on your behalf.

4. Claim Support You Can Count On

Fast, compassionate help when it matters most—especially after storm damage, fire, or theft.

Key Benefits of Our Home Policies

  • Replacement cost protection for your home and possessions
  • Coverage for detached structures (garages, sheds, fences)
  • Loss of use coverage if your home becomes unlivable
  • Personal liability and medical payments to others
  • Endorsements for valuable items and special risks
  • Optional flood, earthquake, or sewer backup coverage

Contact Us Today

Need help choosing the right coverage?

Talk to our experts today. We’ll assess your risks, explain your options, and help you secure dependable protection for your home and belongings.

(763) 389-3650

Call now

faqs

Frequently asked questions

1. What does a standard homeowners policy cover?
It typically includes your home structure, belongings, liability protection, and additional living expenses.
No, but we can add it as a separate policy through FEMA or private carriers.
Yes! Renters insurance covers your belongings and liability, even if your landlord has coverage for the building.
It’s based on your home’s value, location, construction, claims history, and selected coverages.
Consider increasing your deductible, installing safety features (alarms, smoke detectors), or bundling with auto.​

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